Home Loan Guide : Indian Resident

List of Documents required for Self-Employed Individuals

  1. Details of Contract (if applicable)
  2. KYC Documents
  3. Copy of the applicant’s Income Tax Returns for the past 3 years
  4. Copy of the firm’s Balance Sheet and Profit & Loss Account of the past 3 years
  5. Concise Business Profile on the Letterhead of the firm submitted by the applicant
  6. Bank Statements of Current Account & Savings Account along with Overdraft Account
  7. Copy of any compulsory license/registration or old ITRs evidencing business or VAT Registration/Establishment License
  8. Copy of Memorandum of Associations, Articles of Association and the Partnership Deed (if applicable)
  9. Copy of Form-16A/Tax Deduction Certificate (if applicable)
  10. Copy of Self Assessment Tax/Advance Tax paid

List of Documents required for Salaried Individuals

  1. KYC Documents
  2. Salary Certificate/Salary Slip
  3. Form-16
  4. Copy of all bank statements/passbooks

List of Documents required for Self-Employed Professionals

  1. KYC Documents
  2. Copy of computation of income along with the applicant’s past 2 Years Income Tax Returns
  3. Copy of Profit & Loss Account and Balance Sheet of the past 2 Years of the firm
  4. Concise Business Profile on the letterhead of the firm submitted by the applicant
  5. Bank Statements of Current Account & Savings Account along with Overdraft Account
  6. Copy of any compulsory license/registration or VAT Registration/Establishment License
  7. Copy of Memorandum of Associations, Articles of Association and the Partnership Deed (if applicable)
  8. Copy of Form-16A/Tax Deduction Certificate (if applicable)
  9. Contract Details (if applicable)
  10. Copy of Self Assessment Tax/Advance Tax paid
  11. Copy of Certificate for Educational Qualification Certificate
  12. Copy of Certificate for Professional Practice
  13. Salary Certificate (in case of doctors having salaried income)

Common documents required for KYC compliance

Photo Id Proof

  1. Pan Card
  2. Passport
  3. Voters ID Card
  4. Driving License

Residence Proof

  1. Electricity Bill
  2. Mobile/Telephone Bill
  3. Passbook With Address/Bank Statement